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Vivian Gwinn hadn’t been driving her “silver bullet” very long when her “bullet” – her 2016 Kia Optima – was hit from behind on a drizzly January morning while she was on Alcoa Highway.

Gwinn, 72, can’t be entirely sure what happened. She was headed to Blount County for an out-of-office meeting for her work with Big Brothers Big Sisters. First, she was hit…